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Jones Soda – Back from the Dead

About a decade ago, Jones Soda (JSDA) was briefly an incredible success story about a regionally popular brand which had used grassroots marketing to achieve rapid growth on a national scale....

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Google Chromecast Is 2013’s Smash Hit Electronic Wonder

  Google has done it again with the release of the Google Chromecast streaming media player. It wasn’t enough that Google (GOOG) developed and offered for free the Android operating system.  As an open...

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An Economic Puzzle – Consumer Confidence Hits Six Year High While Majority of...

courtesy: forbes.com If everyone from the Fed Chairman on down to the average man in the street seems confused about how the economy is doing, well, it’s because they are. The economy is still in a...

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What Dow Stock Is Up the Most in 2013 With a 74% Gain?

The Dow Jones Industrial Average is up a stunning 18.8% this year as of Friday’s closing price of 15,570.28. While an investor in the Dow 30 stocks has done quite well this year, the S&P 500 has...

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FHA Mortgages and Student Loans Are a Risky Combination

First time home buyers have traditionally faced a variety of obstacles including the high cost of housing, stagnant wages, and the difficulty involved in saving for a down payment.   If that wasn’t bad...

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Mortgage Rates At 10% a Real Possibility If Inflation Can’t Be Reduced

Mortgage Rates Explode to 12 Year High This year has seen one of the most explosive mortgage rates increases in history.  In a matter of a few short months the 30-year fixed rate mortgage has almost...

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The Pros and Cons of an Adjustable-Rate Mortgages (ARM)

A mortgage payment is usually the biggest monthly expense for most people.  Since an adjustable-rate mortgage (ARM) will always start off with a lower rate than a fixed rate mortgage, it is useful to...

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Home Equity Line of Credit (HELOC) is a Better Option than a Mortgage Refinance

Savings – A Lost American Virtue In an uncertain world it is important that everyone has at least six months’ worth of savings available.  It might not be possible to save this much for the average...

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Why Won’t My Loan Officer Answer the Phone?

Anyone trying to refinance or get a mortgage to buy a house may wonder why it is so hard to reach their loan officer.  Numerous emails and voicemails ignored and cell phone numbers not in service are...

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Mortgage Investors Pay Big Price for a Small Yield

Investors trying to eke out a small return on their savings are finding out that buying mortgage-backed securities (MBS) can yield big losses when rates increase.  It is doubtful that most investors in...

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